Who We Insure
Small Business Insurance for Insurance Agents & Agencies

Being an independent agent is risky: an inaccurate explanation, miscommunication, or expired policy could lead to a lawsuit that could bankrupt your business. Now that you run your own business and are no longer covered by an employer's liability coverage, you'll need your own insurance to protect your business.

Insureon's agents specialize in insurance for independent agents. No matter what area of insurance or financial planning you work in, our agents will be able to help you find coverage quickly. To learn more about independent agent insurance, see our resources for…

Insurance for Independent Agents

Insurance for Independent Agents

Your insurance needs will depend on your business's size and the risks it faces. The following insurance policies can all be customized to cover agent liability:

  • General Liability Insurance covers third-party claims, such as slip-and-fall accidents, personal injury lawsuits, and property damage lawsuits.
  • Property Insurance reimburses you for lost, stolen, or damaged property. Property Insurance typically includes coverage for fires, theft, and some weather damage.
  • Business Owner's Policy bundles General Liability and Property Insurance and usually costs less than buying them separately. It's a smart way for agents to save on coverage.
  • Errors and Omissions Insurance (Professional Liability Insurance) covers lawsuit costs and settlements for disputes about your work.
  • Workers' Compensation Insurance is usually required by state law. Employers need this insurance to cover their employees' medical costs and lost wages due to a work-related injury.
  • Umbrella Insurance boosts your coverage General Liability, Hired and Non-Owned Auto Liability, and Employer's Liability, adding $1 million in lawsuit coverage (note: Umbrella doesn't add coverage for E&O).
  • Cyber Liability Insurance pays for the cost to investigate and repair data breaches.
  • Commercial Auto Insurance covers auto accident costs (i.e., repairs, lawsuits, and damages).
Insurance Agents: Get Coverage Today

Insurance Agents: Get Coverage Today

Contact one of insureon's agent insurance specialists or submit an online insurance application and get free quotes delivered right to your inbox.

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Grab-n-Go Information

Agent Risks eBook
Risky Business: A Small Business Insurance Guide for Independent Stock Brokers and Insurance Agents
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Sample certificates
See a sample Certificate of Liability Insurance, the proof of coverage you need for most contracts.
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Sample Quotes & Cost Estimates
See what insurance really costs: actual quotes by policy & specialty.
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Ask A Question
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